GREAT NEWS FOR BUYER, NEW SELLER FINANCING OPPORTUNITY with MUCH lower than market rates. Buyer can get a low rate, SAVING buyer thousands versus today's mortgage rates and closing costs. MINIMUM down and Buyer must get pre-approved with Preferred Lender for seller financing consideration. NO formal underwriting, MUCH lower closing costs, NO discount points, close as fast as 10 days. Exceptional Value & Opportunity! Modern Luxury & Elegant thoughtful design! Golden opportunity to own a stylish home in prime location. Backing to a beautifully maintained HOA greenbelt, this property offers privacy, dedicated 2-car garage, low maintenance living perfect for lock and leave, and the rare perk of connecting to the Fort Collins trail system from your sidewalk. Inside, the luxurious upgrades include plantation shutters, wide-plank flooring, hand-textured walls, and upgraded carpet with premium padding. The gourmet kitchen is a chef's dream, featuring designer cabinetry, quartz caesarstone countertops with a waterfall edge, and a premium Beko European appliance suite with a gas range, drawer microwave, dishwasher, and counter-depth refrigerator. The home also boasts a fully insulated oversized 2-car garage with epoxy flooring and ultra quiet garage door motor. Year-round comfort is ensured with central A/C, a high-efficiency furnace, and a tankless water heater. Built with superior 2x6 construction and sound mitigation walls for enhanced privacy, this home is as durable as it is beautiful. The HOA covers landscape maintenance, snow removal, hazard insurance, exterior & interior water, and upkeep. Located in a highly desirable neighborhood with convenient access to greenbelts, nature trails, top-rated schools, hospitals, restaurants, and shopping, this turnkey property blends lifestyle and charm. Schedule your private showing today!